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Compare Cheap Car Insurance For Young Drivers – It’s no surprise that young, teenage drivers pay more for car insurance. A young driver’s lack of experience and limited driving history are risky for car insurance companies, so they charge more to insure new drivers. But how much does a new driver cost? We’ve crunched the numbers to find out the cost of UK car insurance for an 18-year-old driver in the UK in a big city, so you know what you’ll pay depending on where you live. Prices will be the same for 17- and 19-year-olds.
If price is a priority, you’ll choose one of the cheapest plans available. The team collected the insurance rates of more than 400 young drivers in 10 UK cities and calculated that the average cost for an 18-year-old driver for affordable comprehensive cover was £752 a year. But rates varied widely across regions, with young drivers in Liverpool, Birmingham, Bradford and Manchester charging £2,000 a year. Sheffield and Bristol young drivers pay less than £1,100 a year on our course. This means that young drivers in some areas pay almost 2X as much as young drivers in other areas.
Compare Cheap Car Insurance For Young Drivers
With the high cost of insurance, driving lessons cost the average driver £1,000,000 (£34 for an hour’s driving lesson) and being a young driver isn’t cheap.
How To Find The Best Insurance For Young Drivers
To find out what a young driver would typically pay for comprehensive car insurance, we collected quotes for a sample of 18-year-old male drivers with a Full UK license driving the UK’s most popular car, the 2016 Ford Fiesta. (For more information on how insurance costs vary by car make and model, see What to insure UK’s most popular vehicles? , Sheffield, Bradford, Manchester, Liverpool, Bristol, Newcastle and Sunderland, driven 5,000km a year. In quotes, decent car cover, Includes breakdown, personal accident and statutory cover.Quotes have been collected from the following car insurance companies’ plans:
The guide on this page is based on our own analysis and helps you narrow down your options and narrow down your choices. We do not recommend or tell you which product to buy; do your due diligence before entering into any contract. Read our full details here.
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Note on savings figures: * 51% of consumers could save £490.26 on car insurance. The savings were calculated by comparing the cheapest price found on Seopa Ltd’s insurance comparison website, averaging the next four cheapest prices quoted by insurance providers. This is based on saving data as of June 2023. The savings you can achieve depend on your individual circumstances and how you choose your current insurance provider. Pet insurance rates range from £3.38 for a 1-year-old dog, Mitzi, or £2.82 for a 6-year-old cat, Maggie, with no known medical conditions, based on vaccinations and microchips. Home Insurance £151.03 based on 51% of consumers purchasing Home Building and Contents Insurance through this service offered by Seopa Ltd in June 2023. The price you can get depends on your specific circumstances. If you can’t wait to get behind the wheel of your first car, the cost of car cover can make things worse. This is because car insurance rates for young drivers tend to be more expensive compared to other age groups. But that doesn’t mean you can’t find a good deal—it’s just a matter of knowing where to look.
A Student’s Guide To Car Insurance In Nz
To help you get great value for money, he analyzed quotes from over 50 car insurance companies available on two comparison sites. Here, we’ve found the cheapest comprehensive plans for new, young drivers in the biggest UK cities.
Young driver car insurance is the same as standard car cover, but policies are designed specifically for drivers under the age of 25.
When comparing car insurance for older drivers, you can choose from three levels of cover:
Based on an 18-year-old male student, we collected over 50 samples from UK car insurance providers.
Temporary Car Insurance For Young Drivers
By far, we found the cheapest price on general accident (GA) insurance. In fact, our data found that GA was 62% cheaper than the average for all prices we found, and 18% cheaper than the three cheapest prices.
It’s worth noting that some of these brands come from the UK’s biggest car insurance companies. For example, General Accident is part of Aviva, Churchill and Privilege are part of Direct Line. In most cases, you’ll find that these big parent companies can’t compete when it comes to young driver car insurance, but they do offer better deals through smaller brands.
Based on our research, we’ve listed the 15 cheapest car insurance providers for young drivers, including annual premiums and total excess.
Almost all insurance policies come with benefits. If you want to claim, you have to pay. It is very important that you have an agreed upon offer because if you cannot pay, your claim will not go forward.
Average Cost Of Car Insurance For 18 Year Olds
Remember that quotes can vary and the cheapest provider on our list may not be the cheapest for you, so it’s important to shop around and compare quotes. *
* Quotes in this article represent data for our sample drive and should be used for informational purposes only.
Our research found that not all quotes are available in all areas of the UK and that a small number of providers do not offer young driver car insurance in some areas. For example, we found that young drivers in Manchester were offered 45% less than under-25s in other major cities. You can read more about our findings in our article on comparing car insurance prices for young drivers by region.
From our search terms, general accident insurance was the cheapest insurer for young drivers in Birmingham, Leeds, Sheffield, Bradford, Manchester and Liverpool.
How Much Does It Cost To Start Driving?
The average cost of a GA driver in these cities was £569 for a young driver, which is 63% less than the average cost of all insurers in our survey. So, if you live in any of these areas, GA may be your best bet for affordable insurance.
However, More Than Smart Wheels, Churchill Drivesure and Ingenie were the competitive alternatives for young driver car insurance with the second, third and fourth cheapest car insurance for young drivers in the north of England respectively.
In many cases, General Accident was the cheapest car insurance for young drivers in the South West and South East of England. For example, the GA quotes for our young driver in London and Bristol were £1,027 and £991 respectively.
Please note that the quotes we gather are based on our sample profile, the cheapest rate in your area may not be the same as the lowest rate found. Also, keep in mind that some brands only quote in certain areas.
Cheapest Car Insurance For Drivers Under 21 (2023)
To give you an idea of what’s available and from whom, here’s a summary of the three cheapest providers by region.
Insurance for older drivers is expensive, and that’s not something that’s likely to change anytime soon. That said, there are ways to keep your car insurance costs as low as possible; Here are our tips:
The make and model of your car can have a significant impact on your premium (and you may be surprised at the difference in costs). For example, the ever-popular Ford Fiesta costs an average of £200 more per year to insure than the Ford Focus.
To compare the costs of different cars against each other, what is the UK’s most popular car insurance?
Cheap Car Insurance For 18 Year Olds: Best Picks (2023)
Adding a more experienced driver to your policy, such as a parent or other relative, can reduce premiums by 50%. Remember that drivers do not need to have a valid driving license or require current car insurance to get the lowest rates.
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