Discover It Student Credit Card – The initial purchase APR is x% for x months from the account opening date, then the standard APR for the purchase applies. The APR for the initial balance transfer is x% for x months from the date of the first transfer. Transfers under this offer that are credited to your account by then will be charged the standard annual purchase interest rate. Standard annual purchase interest rate: x % – x % variable depending on your creditworthiness. Cash APR: x % variable. Variable APRs will vary by market depending on the prime rate. Minimum Interest Fee: If you are charged interest, the fee will be at least $0.50. Cash Advance Fee: Either $10 or 5% of each cash advance, whichever is greater. Balance Transfer Fee: There will be an initial x% fee for balances transferred by the company and up to x% fee for future balance transfers. Annual fee: none. Rates as of . We will apply payments at our discretion, including in the most beneficial or convenient way for us. Each billing period, we will generally apply the amounts you pay in excess of the minimum payment to balances with higher APRs before balances with lower APRs as of the date your payment is credited.
“This is my first credit card and it has really improved my experience. The [online] dashboard helps you keep track of your remaining balance and what transactions have hit your account. My favorite feature is definitely the cash back rewards. Highly recommend anyone who has never had a credit card.”
Discover It Student Credit Card
“The refund feature is great. I recommend this credit card to anyone looking for a credit card.”
How I Use Credit Cards As A College Student
“The FICO credit score tool is also very helpful and has helped me understand what data goes into my credit score. I have already referred this card to several friends!!! :)»
Earn 5% cash back on everyday purchases you make at various locations every quarter, like grocery stores, restaurants, gas stations, etc., up to a quarterly maximum upon activation. Plus, get 1% cash back on all other purchases.
Automatically receive an unlimited amount of cash that you earn at the end of the first year. There is no limit to the amount we will compensate. So you can get $50 cash back on $100. Or $100 for $200.1
Redeem your rewards for cash anytime.12 Even use your rewards to buy whatever you need at Amazon.com8 or millions of online stores with PayPal.9
Discover It Student Credit Card Referral! Great For Anyone That Doesn’t Have A Credit Score And Wants To Start Building It. Pm Me And I Can Give You My $100 Referral!!!! :
How can I remember to pay my credit card bills on time? Although paying a bill can be difficult, offers convenient email and text alerts that can be activated to help you when the following happens: a. Your application is available. b. Your minimum payment is due. in. Your payment has been placed. d. Your card has been declined. d. The seller’s return has been published. f. The balance was transferred. These notifications can also be canceled at any time. interested? You can register. How can I increase my line of credit on a student credit card? When you graduate, call us to update your income and housing information and you may be eligible for a line of credit increase. What happens to my it® cash back student card when I graduate? Once you graduate from college, your student credit card will become a standard credit card. You’ll keep the same cash back program and card design. And you can qualify for a line of credit extension to make it easier to deal with expenses after school. Be sure to provide your current income after graduation. Why should I get a student credit card? Student credit cards are designed to give you the opportunity to build your credit history and earn cash rewards on purchases. How can I responsibly earn credit with a student card? While the concept of “building credit” may sound like hard work, it’s a fairly simple process. These are ways to build responsible credit. 3 Make all payments on time Either pay your balance in full or try to pay more than the minimum amount each month. Avoid carrying a balance — meaning you pay your balance in full and on time each month — to avoid paying interest on your purchase. How can I compare student credit cards with cash back? To compare student credit cards with cash back, look at the cash back percentage each card offers, whether there is an annual fee, and what APR you pay on purchases. If you plan to travel outside the US, check to see if there are any international transaction fees. The it student card has no annual fee and offers a low initial APR
Choose from several colorful card designs when you apply to become a card member. Come on – express yourself.
Use your student account to set up alerts, view your credit card will never affect your FICO®Score4 and more, all from your smartphone, tablet or wearable.
Protecting your privacy online: We’ll help you regularly remove your personal information from selected people-finding websites that might sell your data. It’s free, activate with the app. 11
Solved A Real Bank/credit Card A Real Store Credit Card
Free Social Security Number Alerts: Get notified if we find your Social Security Number on any of thousands of Dark Web sites. 5 Activate for free.
Freeze it®. If you’ve lost your card, you can prevent new purchases, cash advances and balance transfers in seconds with the Freeze it® on/off switch on our mobile app and website.6
Credit card, secured credit card or student credit card – which is best for your teenager? What they need to know before getting their first credit card.
Find out if you’re ready to get your first credit card, how to choose a starter credit card, and the best ways to build your credit history.3
A Complete Guide To Discover Credit Card Benefits
From payments to rewards, make sure you get your credit history off to a good start with these 7 tips for applying for your first credit card.
*Applicants without a credit score can apply for participation based on the student credit card application data for the previous 12 months. You must meet other relevant underwriting criteria. When we evaluate your creditworthiness, we consider all the information you provide on your application, your credit report, and other information. If you have a credit score, we may use it in our evaluation. Student credit cards allow you to earn cash rewards and build credit5 while you’re in college. Your credit card review will never affect your FICO
The initial purchase APR is x% for x months from account opening date, then the standard APR for the purchase applies. The APR for the initial balance transfer is x% for x months from the date of the first transfer, transfers under this offer to your account before then will be subject to the standard APR for the purchase. Standard APR for purchase: x % – x % variable depending on your creditworthiness. Cash APR: x % Variable. Variable APRs will vary by market depending on the prime rate. Minimum interest fee: If you are charged interest, the fee will be at least $0.50. Cash Advance Fee: $10 or 5% of each cash advance, whichever is greater. Balance Transfer Fee: There will be an initial fee of x% on balances transferred and a fee of up to x% on future balance transfers. Annual fee: none. Prices as of . We will apply payments at our discretion, including in the most beneficial or convenient way for us. Each billing period, we will generally apply the amounts you pay in excess of the minimum payment to balances with higher APRs before balances with lower APRs as of the date your payment is credited.
We’ll help you regularly remove your personal information from selected people-finding websites that might sell your data. It’s free, activate with the app. 10
Discover It Student Graduation
Automatically receive unlimited dollar compensation of all cash you earn at the end of the first year. There is no limit to the amount we will compensate.3
What is an APR? The Annual Percentage Rate (APR) is the interest rate that determines the finance charges you pay on your account if you have a balance, balance transfer or cash advance. (Even if the customer pays the balance every month, we will charge interest on balance transfers and cash advances on the day they are placed, so you cannot avoid charging interest on these types of transactions.)
Whether you’re a beginner or already have some credit, a student card allows you to earn great rewards while building credit through responsible use5. This includes making all payments on your account or any other bills and loans on time.
How to choose the best student credit card? As a college student, you may have little or no credit history. One of the best credit cards for you is likely to be one geared toward students. A rewards student credit card like it®️ Student Cash Back Card or it®️ Chrome for Students can help you earn cash back on everyday purchases. Do I need a job to apply for a student credit card? You don’t need a job to apply for a student credit card, but you do need to show income. For students under 21, there are different rules about what counts as income than for those 21 and older. How do student credit cards build credit history? When used responsibly,